That portion of the purchases made with the other form of tender may be eligible to earn eCTM at a different rate.

Delays may occur in recording eCTM to a Triangle Rewards Account. You cannot collect paper Canadian Tire Money® and eCTM on the same transaction.

If you are the holder of a Program Credit Card and you fail to keep your credit card account in good standing, any eCTM that you might have collected as a result of transactions with that Program Credit Card, may, in Canadian Tire’s sole discretion, be cancelled.

Eligible Merchandise
All merchandise sold at Canadian Tire stores, or on-line at canadiantire.ca, is Eligible Merchandise except the following: gift cards, lottery tickets, hunting and fishing licences, tire disposal fees, tire taxes, Rug Doctor® rental charges, refundable deposits, environmental fees, repair charges, delivery or assembly charges, other store services (other than automobile service), interstore sales, other store labour (other than labour for automobile repairs), donations at a discount, house account charges, towing charges, prepaid cards, phone cards, tobacco products or alcohol, Pit Stop® parts/labour charges, Canadian Tire Roadside Assistance®memberships that are purchased over the phone or on-line, premiums for credit card balance insurance or for insurance or extended warranties on items purchased with a Canadian Tire branded credit card, premiums for other Canadian Tire branded insurance products, cash advances, transactions using a convenience cheque, balance transfers and other cash transactions, any fees charged on a Program Credit Card, payments made to a Program Credit Card account, the value of any part or item traded-in in connection with a purchase, any item that we are legally precluded from awarding eCTM in respect of and such other goods or services as we may determine from time to time in our sole discretion. Some applicants may receive a higher or lower regular annual rate depending on a credit evaluation. When shopping online at canadiantire.ca (or other website as designated by Canadian Tire), you must enter your Triangle Rewards Account number at check out to collect eCTM.

Members are also eligible to collect bonus eCTM, or to collect eCTM at a promotional rate offered from time to time on the
purchase of select items, upon the occurrence of certain events or as part of a promotion or offer, but unless otherwise indicated, bonus eCTM or eCTM awarded at a promotional rate is awarded only once for a transaction.

You cannot use a Triangle Rewards Card (or Cardless Method) together with a Program Credit Card. The 40X for Triangle Mastercard, World Mastercard and World Elite Mastercard customers consists of the 10X everyday plus a 30X bonus. Rewards are in the form of electronic Canadian Tire Money® (CT Money®). The minimum payment is the sum of (a) the greater of: (i) interest and fees shown on your statement + $10; or (ii) 5% of the New Balance, excluding amounts on special payment plans, (b) any balance over your credit limit, (c) any amounts past due not included in (b) above, and (d) the amount of any equal payments plan instalments then due. Contact your store for more information. In addition, individual Canadian Tire stores may exclude additional items sold in that store from being Eligible Merchandise.  We reserve the right, at any time without notice, to change what constitutes Eligible Merchandise.

Redeeming electronic Canadian Tire Money
eCTM can only be redeemed for merchandise (including applicable taxes) at participating Canadian Tire stores or at other locations designated by Canadian Tire.

eCTM cannot be redeemed for alcohol, tobacco, gift cards, prepaid cards, other stored value cards or products, items that we designate on the Program Website and those items which the law does not permit to be purchased this way, or used to make a payment on any Canadian Tire Bank issued credit cards or on loans or for financial or insurance products.

To redeem your eCTM you must present your Triangle Rewards Card (or Cardless Method) or Program Credit Card to the cashier with your purchase. The Program is made available by Canadian Tire Corporation, Limited (referred to as Canadian Tire or we) on the following terms and conditions.

Participating in the Program
In order to collect and redeem electronic Canadian Tire Money (eCTM®), you must become a member (a Member). Please note that even if you have opted out of receiving marketing communications, we may still contact you for the purposes of administering your account and sending you transactional or operational emails.

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