The Profit rate used to calculate the monthly rentals is1 Year KIBOR +3.5%. This product is based on … Personal Banking. Tenure over 2 years Monthly Repayment RM528.75; Standard Chartered CashOne Interest Rate from 5.5% p.a. Deposit and Investments. 2. +60 19-207 4988 +603 7932 7932 [email protected] Level 26, Tower A, Pinnacle PJ, Jalan Utara C, 46200 Petaling Jaya, Selangor, Malaysia You will also need a good credit record (CTOS/CCRIS) that means all of your overdue payments for all commitments should be settled off. Personal Loan » Bank Islam. What do I need to apply for this personal loan? This may not be a good advantage during good economy times but is certainly beneficial during recession period where interest rates can shoot over 10% in Malaysia. Most recent 90 days bank statement with salary credit account, Employment confirmation letter, Details such as Name, IC number, Designation and Number of serving years, Flexible choices between fixed and floating rates, Low effective rates starting from 5.70% to 11.69%. Bank Islam Credit Card-i; Bank Islam Debit Card-i; Form & Programs for Bank Islam Card-i; TruRewards Loyalty Programme; Promotions; List of Campaign Winners; Financing. Personal Takaful Financing Plan (PTFP) is optional with the loan. Personal Finance decisions made easy with a partner like Dubai Islamic Bank by your side. Bank Islam Personal Loan. With Takaful (BR+1.00%) : 3.77% (effective 12/05/2020) Without Takaful (BR+1.50%) : 4.27% (effective 12/05/2020) Note : Revised BR (effective date 10 July 2020) is 2.52% p.a You are entitled to enjoy a flat interest rate from 4.99% per annum or floating interest rate of BR + 1.30% or BR + 2.60% per annum and the interest rate is all determined based on your loan amount that you apply (the higher the loan amount, the lower the interest rate). Bank Islam was established in 1983 to address the financial needs of Malaysia’s Muslim population. The amount of loan available is from RM 10,000 to RM 200,000. A 0.55% Stamp duty is also applicable which is based on the loan amount. The loan comes with optional Personal Financing Takaful Plan which would protect applicants in the the unfortunate event of death or permanent disabilities. A 1% p.a penalty will be charged for any late repayment. My monthly income is as a. RHB Easy-Pinjaman Ekspres Interest Rate from 8.18% p.a. The interest rates charged on Dubai Islamic bank personal loan starts from 6% (flat rate) and from 11% (reducing rate) Eligibility Criteria of Dubai Islamic Personal Loan Minimum salary of AED 3000 is required for both UAE Nationals and Expats Self employed individuals need a minimum income of AED 50,000 A free inside look at company reviews and salaries posted anonymously by employees. The Bank Islam personal loan offers either fixed or floating interest rates. Kemudahan Pembiayaan Peribadi-i Bank Islam adalah satu pembiayaan bercagar/tidak bercagar bagi memenuhi keperluan kewangan individu yang dikira berdasarkan sama ada kadar tetap atau kadar boleh ubah. Apply now Flat Profit Rate You may finance a minimum amount of RM10,000 up to RM200,000 OR up to 5x of your fixed monthly salary. Fill in a form with your details to be submitted for application, and a representative from iMoney or the bank will call you to process the application. Floating Rate Offer . Bank Islam Personal Financing-i facility is an unsecured/secured term financing to meet personal financial needs which is calculated based on either a fixed rate or variable/floating rate. Most personal loans in Malaysia require you to have an income of at least RM 1,000, although RM 2,000 – to RM 3,000 is more common. Bank Islam Personal Financing-i (Package), Your amount should be between FIXED 1 to 10 years : 4.99% p.a. Consumer Banking MUSKUN Home Financing Learn More APPLY NOW Islami Auto Finance Learn More APPLY NOW BankIslami Takaful Learn More APPLY NOW Home Remittance Learn More APPLY NOW × Apply Now Please provide your contact details and our Relationship Officer will contact and guide you how to open an account. Compare and get a personal loan with interest rates as low as 3.2%! Pembiayaan maksimum adalah 10 tahun pembayaran balik pada umur persaraan. So the loan is not available for anyone working in the private sector. Bank Islam Personal Financing-i is a loan package that is offered for public sectors and selected GLCs only. Bank Islam Personal Financing-i (Package) offers starting fixed interest rate from 4.99%p.a., approved loan amount of up to RM200,000 and max. Looking for the best personal loan in Malaysia? To be eligible for the loan,  you will need to be a Malaysian citizen , 18 years old and above and having a minimum salary of RM 2,000 monthly. Note: Indicative Effective Lending Rate refers to the indicative annual effective lending rate for a standard 30-year housing loan / home financing product with financing amount of RM350k and has no lock-in period. However you may need a collateral or guarantor if you credit score is not strong. My monthly income is as a. RHB Easy-Pinjaman Ekspres Interest Rate from 8.18% p.a. Bank Islam Malaysia Berhad (Jawi: بڠك اسلام مليسيا برحد) is an Islamic bank based in Malaysia that has been in operation since July 1983. Having Takaful means that you can enjoy better interest rates and having protection for your installments in case of unfortunate incident. 2. Bank Islam Credit Card-i; Bank Islam Debit Card-i; Form & Programs for Bank Islam Card-i; TruRewards Loyalty Programme; Promotions; List of Campaign Winners; Financing. It has made long strides to become a global leader in Islamic banking and in upholding its status as the symbol of Islamic banking in Malaysia. I would like to borrow over. 17 Bank Islam Malaysia reviews. Investments; Deposit Account; Services; Bank Islam Cards. and Laporkan aktivity yang mencurigakan di talian 03-26 900 900 Applicants can even loan more than RM 200,000 if they provide collateral as security to Bank Islam. Options of fixed or floating interest rates and Takaful Coverage. FLOATING 1 to 3 years: Base Rate + 2.25% p.a. Based on eligibility limit and subject to minimum amount of RM10,000 and maximum amount of RM300,000 Take note that Bank Islam Personal Loan, the Financing-i, is a loan package that is being offered to only those in public sectors and selected Government Link Companies (GLCs). Bank Islam was established primarily to assist the financial needs of the country's Muslim population, and extended its services to the broader population. KUALA LUMPUR: Bank Islam Malaysia Bhd is offering customers affected by floods a loan moratorium of up to six months. Select from All banks. The maximum amount to be deducted is about 50% to 60% of salary. Deposit and Investments. Bank Islam Cards. It is clearly stated that this loan is only offered to Malaysian Public Sector employees only. So the loan is not available for anyone working in the private sector. The approval duration would be around 5 business days and there will be no processing fee and no early settlement penalty charges but there will be a stamp duty fee, Wakalah (agency) fee and also there will be late payment charges of 1% on outstanding loan amount. loan tenure up to 10 years. Deposit and Investments. As of personal loans in Malaysia, there are no collateral nor guarantor is needed for the loan. In order to be eligible for a personal loan, you need a level of income that ensures the bank that you will be capable of services the loan requirements. Financing Quantum. There are three interest rates tiers where you can enjoy better inter… Use the personal loan calculator to check for your monthly repayments and apply online for free! Deposit and Investments. Valid for Federal or State level Government servant and Government Link Companies (GLC) staffs only. 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